Terms of Use

1. Acceptance of Terms

By accessing or using ETFFlowBoard at etf-flow-board.vercel.app(the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site. We reserve the right to update these terms at any time; continued use of the Site following updates constitutes your acceptance of the revised terms.

2. Informational Purpose Only

All content on ETFFlowBoard — including ETF fund flow data, AUM figures, performance metrics, rankings, and any commentary — is provided for informational and educational purposes only. This information:

• Does not constitute investment advice, financial advice, or a recommendation to buy or sell any security or financial instrument
• Does not constitute an offer or solicitation to buy or sell any security
• Should not be relied upon for making investment or financial decisions
• Is not tailored to the investment objectives, financial situation, or needs of any specific individual

3. No Investment Advice

ETFFlowBoard is not a registered investment advisor, broker-dealer, or financial planner. We do not hold any securities licenses. The fund flow data, rankings, and analysis presented on this Site are analytical tools, not personalized financial guidance. You should consult with a licensed financial professional before making any investment decision. Nothing on this Site should be interpreted as a solicitation or offer to invest in any specific ETF or financial product.

4. Data Accuracy and Limitations

All fund flow data displayed on ETFFlowBoard is estimated and approximated from publicly available AUM disclosures and market data. We make no representations or warranties as to the accuracy, completeness, timeliness, or reliability of any data presented on this Site.

Flow estimates may differ from actual reported flows from ETF providers. Data may be delayed, incomplete, or subject to error. You should verify any data independently through official ETF provider sources before relying on it for any purpose.

5. Past Performance Disclaimer

Past ETF fund flows, historical inflows/outflows, and prior performance data do not guarantee or predict future fund flows, returns, or investment results. ETF flows can reverse quickly due to changes in market conditions, investor sentiment, macroeconomic developments, or other factors. Any historical patterns shown on this Site are for informational and illustrative purposes only.

6. Investment Risk

Investing in ETFs and other securities involves risk, including the possible loss of principal. ETF values fluctuate based on market conditions. Sector ETFs may be particularly volatile. Commodity ETFs may involve additional risks related to leverage and futures contracts. International ETFs may be subject to currency risk, political risk, and different regulatory environments. You should carefully read all ETF prospectuses and understand the risks before investing.

7. Intellectual Property

The content, design, graphics, and layout of the Site are owned by or licensed to ETFFlowBoard. You may view and use Site content for personal, non-commercial, informational purposes only. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any Site content without our prior written consent.

8. Limitation of Liability

To the fullest extent permitted by applicable law, ETFFlowBoard and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or any content thereon, including any investment losses, trading losses, or financial harm of any kind, even if we have been advised of the possibility of such damages.

9. Third-Party Content and Links

The Site may contain links to third-party websites or display third-party advertisements. We do not endorse, control, or assume responsibility for any third-party content, products, or services. Links are provided for convenience only. Your interactions with third-party sites are governed by those sites' own terms and policies.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with applicable law. Any disputes arising from your use of the Site shall be resolved through good-faith negotiation or, if necessary, through binding arbitration or the courts of the applicable jurisdiction.

11. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site following any changes signifies your acceptance of the new terms. We encourage you to review these terms periodically.

12. Contact

If you have questions about these Terms of Use, please contact us through the Site. We will make reasonable efforts to respond to all inquiries.